Money Transfer Guides

Our guides will help you navigate the complex world of money transfers.

When transferring money abroad, it's important that you know the ins and outs of international money transfers.

What You'll Want to Know

You'll want to know the best and cheapest ways to transfer money abroad and the names of the most recommended companies.

You may reach further and actually learn the dynamic of foreign exchange behind the scenes, as well as looking into more advanced currency optimisation strategies.

Knowing which method and type of company is right for you can help you save stress, get the best exchange rate and experience a better journey overall.

On this page you'll find our collection of money transfer and foreign exchange guides, all designed to help you feel secure and save money with your international transfers.

Guides categories

Business Foreign Exchange

How Business Money Transfers Work (Cheapest and Best Ways)

Discover how business money transfer works, and how to find the best method for your business to send money.

Multi-Currency Accounts

Top 5 Multi-Currency Accounts (From an Industry Insider)

Here's my top 5 multi-currency accounts, complete with some industry insights, and best practises.

Managing Your Finances in Multiple Currencies

Learn how to manage your personal finance affairs if you are a dual citizen or international investor with multi-currency needs.

Exchange Rates

Best Exchange Rates for Bank Transfers

Learn about international money transfer rates, how to calculate them, and how to find the best exchange rates.

What is Currency Liquidity in FX? (Simple Explanation)

Learn what currency liquidity means and how it impacts the costs of your international transactions.

Currency Volatility in 2024 Report

How volatile were currencies in 2024? Which were the most volatile currencies? What's the outlook like for 2025?

Money Transfer Companies

Best Currency Brokers in 2025

I ranked the best currency brokers from 1 to 5. See who comes out on top.

Best Money Transfer Apps in 2025

I ranked the best money transfer apps from 1 to 5. See who I put at number one.

Top 10 International Money Transfer Companies

Here's my top 10 international money transfer companies, complete with some good advice and best practises.

Safe & Secure International Transfers (Defend Against Fraud)

Discover how to stay safe when transferring money internationally, and how does the regulation work.

UK Banks

Barclays International Transfers

All about Barclays international transfers: costs, timing, suitability and more.

HSBC International Transfers

All about HSBC international transfers: costs, timing, suitability and more.

Santander International Transfers

All about Santander international transfers: costs, timing, suitability and more.

Lloyds International Transfers

All about Santander international transfers: costs, timing, suitability and more.

NatWest International Transfers

All about NatWest international transfers: costs, timing, suitability and more.

SWIFT Transfers

What is a SWIFT transfer?

The essentials of SWIFT transfers: process, speed, fees, and required information.

Best Exchange Rates for Bank Transfers

Learn about international money transfer rates, how to calculate them, and how to find the best exchange rates.

Recipient and Correspondent Banking Fees

Discover how correspondent fees work for SWIFT transfers. Understand how to know them ahead of any transfer, and how to avoid them.

Money Transfers

Best Ways to Transfer Money Abroad

Explore all ways to transfer money internationally to learn which is best for you.

Cheapest Ways to Transfer Money Abroad

Find the cheapest ways to send money internationally and get the best deal.

How to Transfer Large Amounts of Money Internationally

Discover the best method to transfer large amounts internationally with my step-by-step guide.

How Business Money Transfers Work (Cheapest and Best Ways)

Discover how business money transfer works, and how to find the best method for your business to send money.

Receive Money from Abroad (Safely with Less Fees)

Compare the leading ways to receive money internationally, and find the best way for your specific needs.

SEPA Transfers

What is a SEPA transfer?

Uncover SEPA transfers: process, speed, costs, and required information.

Money transfer reviews

We've reviewed and rated the top money transfer companies

We've taken a closer look at the industries top currency brokers, money transfer apps and remittance companies.

FAQs

Here are some answers to the questions we get asked the most.

My bank offers currency transfers. Should I just use them instead?

No. Most high-street banks offer the worst currency rates on the market, paired with poor service and large transfer fees. On top of that, you won't have an advisor there to help with timing your exchange. In short, using your bank isn't a good idea.

Can I use TopMoneyCompare to send money?

No. We are simply here to compare the different options available for you, and give you the necessary advice to help you with your transfer and maximise your exchange. We are not a currency broker or payment provider.

Can I trust all of the companies on TopMoneyCompare?

Yes. We want to make sure that you and your funds are as safe as possible. That's why we only write about and compare regulated companies. You can rest assured that any company listed on TopMoneyCompare is very safe.

How does TopMoneyCompare find the cheapest way to send money?

Simply put, we take your transfer volume and run an exchange rate quote with our listed providers. We'll then list the cheapest options for you to pick from. The top option will be the cheapest, however you may want to consider other criteria as well such as fees or transfer speed.

What is an international money transfer?

An international money transfer is the movement of money from one country to another via a bank transfer. Usually, this requires a currency conversion. Our purpose is to help you find the cheapest way to transfer money internationally.